USDA Loans

USDA loans are zero-down-payment mortgages that can open paths to homeownership for rural and suburban homebuyers. 
In addition to having no down payment requirements, USDA home loans often also have lower rates than conventional mortgages because the government is taking on the risks associated with lending. This is true even when the USDA issues the loans.  And USDA loans don’t require borrowers to pay for traditional private mortgage insurance, or PMI.  
 
 
USDA loans can be a great tool to unlock homeownership for qualified borrowers. However, buyers must meet certain requirements, including purchasing property within specific areas outlined by the agency.  To know if the home you are considering is located in a USDA Eligible area, click on the link below! 

2023 USDA Property Eligibility Map:

https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

Once you click on the link, click “Single Family Housing Guaranteed,” then, enter your address.