Refinance

There are several reasons you may want to refinance your home and a few that force you to refinance! 

– Reduce your rate and payment. 
– Reduce the term of your loan. 
– Access available Equity in your home for the cash you need!  
– Convert your existing Adjustable-Rate Mortgage (ARM) to a fixed rate! 
– Remove a departing spouse from mortgage/title due to divorce  
 
Regardless of the reason for your refinance, we will search through our database of lenders for the best rate and terms available, based on your specific needs. 

What does it mean to Refinance? 

A refinance, or “refi” for short, refers to the process of revising and replacing the terms of an existing credit agreement, usually as it relates to a loan or mortgage. When a business or an individual decides to refinance a credit obligation, they effectively seek to make favorable changes to their interest rate, payment schedule, or other terms outlined in their contract. If approved, the borrower gets a new contract that takes the place of the original agreement.